Should we invest in a healthcare policy?

A write up on whether one should invest in a healthcare policy or not, given the imbalanced setups of life offered to us today.

In this world, being human beings, we have many dreams, desires, wishes, and plans which we all want to fulfill. To do so, being in the best of health becomes the primary concern for everyone as we all know that ‘health is wealth’. We can acquire the latter if we manage the former well but it cannot be the other way round. In today’s techno-savvy life of turmoil, pressure, and stress, being healthy is a mammoth challenge for all. We have become restless and very mechanical and are running every time for money, name, fame, power and sometimes for bare existence. Today’s world is colored on one hand in multiple shades of progress, modernism, and on the other hand by frenzied lifestyle and lack of good health and its awareness. Found out by recent surveys, today 75% of the population suffers from lifestyle diseases. The modern high-pressure office jobs and comfort traveling have replaced the ‘old school’ healthier ways resulting in less physical activity and more exertion of the brain. This has become the cause of a disease called the New World Syndrome (NWS). It is an assemblage of maladies brought about not by microbes, viruses or parasites but by junk lifestyle and dietary habits. It is a non-communicable disease characterized by obesity, hypertension, diabetes, heart disease, and shortened lifespan. Nowadays people are suffering from so many chronic diseases, the treatment of which requires large amounts of money beyond our paying capacities. At this point in time, we try to look for help choices to make things come on the right track again. And the biggest help can be a proper healthcare policy. We all should thus invest in a healthcare policy as a measure of risk coverage which helps us financially and makes cashless treatment a positive reality against the scourge of deadly and unwanted diseases. A healthcare policy is a lifesaver for all and it should be utilized totally for our benefits.

Today’s health insurance plans offer much more than just hospitalization expense coverage. They also incorporate other facilities like covering daycare and domiciliary expenses, giving us a cashless hospitalization option, and providing for the room rent along with tax benefits.

To know about the best insurance plan, one should analyze one’s requirements and match it with the coverage offered by the plan. One should compare the premiums offered by different insurance plans using premium calculator tools online. One must read the claim settlement process before buying any plan. The best plan for a person will be the one that fulfills all the requirements without having to do more of the mind and muscle work.

Investing in a health care policy is a total necessity today and a definite yes because staying healthy is no longer a luxury all can afford but a dire necessity if we want to see the next sunrise with the togetherness of our loved ones.

Published by ambikajha

I am Ambika Jha.I like to write on different topics.I feel life is too short for anything.So let us work our best in the given time and let life's music be in rhythm and rhyme.So be your best and never stop to learn and write.

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